Business Insurance Lines: Food Service Vehicle Insurance
O’Kane and Tegay’s commercial vehicle insurance products offer tailor-made coverage for your licensed mobile food service truck or stationary trailer.
Whether your business is in catering, gourmet coffee vending, cold lunches, hot meals, snacks or events, we know you rely on your vehicle every day, along with any technology related to it.
Protect your investment in your vehicle—and steadiness of your business—with the right California food truck insurance coverage.
Our experience in this area, combined with the insurance products we’ve designed for this fast-growing area of the food service industry, have made us a favorite among mobile food service vendors in the Bay Area.
Commercial Vehicle Insurance for Your Food Service Business
We insure many types of commercial vehicles and common trailers, serving a variety of business types, including:
- Mobile food service
- Business food service
- Buffet service
- Wedding catering
- Events catering
- Convention food service
- Vending service
- Ice cream trucks
- Lunch wagons
- Concession trucks and trailers
- Straight trucks
- Pickup trucks
- Step vans
- Food service trailers
In addition to providing mobile food service insurance products and packages tailored to your business, we also provide proactive risk-management advice, with helpful guidelines for contracts, safety and claims management.
Personal Guidance for Your Unique Business Insurance Needs
Whether you have a commercial van, mobile stand or refrigerated truck, we’re ready to help you protect the vehicle that your business depends on.
Our quotes are not generated automatically. We search among our carriers to find the coverage and products that best suit your business’s unique needs and budget, whether your business is brand new or well established.
Food Truck Insurance Coverages
Depending on your type of food truck business, you might need different types of food truck insurance.
Coverage options include:
- Standard business owner’s insurance
- Employment practices liability coverage
- Commercial auto insurance
- Umbrella liability coverage
- Workers’ compensation insurance
- Medical payment insurance
- Liability insurance
- Bodily injury insurance
- Physical damage insurance
- Property damage insurance
We can also create policy add-ons that protect you from losses due to:
- Employee theft or other loss due to dishonesty
- Breakdown of vehicle’s refrigeration or food preparation equipment
- Food contamination
- Computer equipment breakdown, including hacking and viruses
- Loss of business during the claims process, while your vehicle is being serviced
- Loss of money and securities
We also offer:
- Coverage Discounts – Depending on your type of business, you may qualify for discounts for being an experienced business owner, or for having a general liability or business owner’s policy
- Flexible Pricing and Payment Choices – Pay your policy by phone, online or by mail, with a check, debit card or credit card. You can pay either monthly or in one full payment.
- Dedicated Claims Service – Our claims representatives will speed your claim along as much as possible, to ensure payment as quickly as possible. We’ll help you report your claim, and provide expert support all along the way, until its satisfied.
Learn more about your Food Service Vehicle insurance options.
Call now to speak with one of the friendly agents in our San Francisco office, at 415-242-8777.
We’ll review your current coverage for free, discuss your current risks and search for the best insurance products to fit your business.