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HAPPY CUSTOMERS

Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service. —Brian B.
A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help! —Doof R.

What is Jewelry Insurance?

While a homeowner’s policy includes coverage for many valuable personal possessions, you may want to choose an additional insurance policy for jewelry and collectibles to protect your most precious treasures. This can include jewelry, wine, furs, silver, gold, fine art, antiques and other collectible articles.

What does a Jewelry Insurance Policy Typically Cover?

A common jewelry insurance policy typically covers damage, loss, and theft. Some jewelry insurance policies will cover “mysterious or unexplained disappearance.”

If your insured jewelry or other insured valuable needs repair, your policy should help you pay for a local jeweler or let you select someone from a list of preferred jewelers.

Who Needs Jewelry Insurance?

If you’re curious as to whether you should have jewelry insurance, ask yourself these questions:

If your jewelry or other valuables went missing, would you be:

  • Devastated by a sentimental loss?
  • Scared to wear your other uninsured jewelry or use your other uninsured valuables?
  • Unable to cover the cost to replace it?
  • Exceed to coverage limits with your current insurance?
  • Worried about settling for a lesser quality replacement?
  • At risk of having your insurance rates rise?

If you answered yes to any of these questions, you should highly consider getting Jewelry insurance.

jewelry insurance for rings

PROCESS

1

Work with an Insurance Expert

2

Get Quotes from the Country’s Top-Rated Insurance Companies

3

Select Your Quote

Work with an Expert

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right jewelry insurance policy for your lifestyle. Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need, paired with service so friendly and helpful it feels like a throwback.

Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need jewelry insurance, auto insurance, collections and other valuables insurance, personal watercraft insurance, or antique or classic car insurance, you can find it here.

Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your valuables safe.

TYPES OF INSURANCE YOU MAY NEED

Personal Liability Insurance

Personal liability insurance is an umbrella insurance that offers additional protections above your current auto and homeowner policies. When that policy’s limits are reached, your assets could be at risk. That’s where personal liability insurance steps in.

Personal Watercraft Insurance

If you enjoy boating, sailing or fun with a personal watercraft (PWC), then you know the importance of boating safety. Financial safety for your watercraft is just as important. We’ll find you the insurance policy that best suits your speedboat, sailboat, yacht or mega-yacht.

Car Insurance

We’ll find you the right California car insurance plan that suits you and your family. You’ll have 24/7 access to your car insurance policy. We find you the best coverage for your high value or standard vehicle, recreational vehicles, and motorcycles.

Collections and Other Valuables Insurance

This insurance plan provides additional coverage to your basic home coverage. Insurable products include wine, furs, silver, fine art, antiques, and other valuable items.

GRAB-N-GO INFORMATION

Top 5 Stolen Items in Burglaries

  • Currency
  • Jewelry
  • Furs and Clothing
  • Consumable Goods (Wine/Liquor)
  • Televisions

Real Talk About Jewelry Insurance

Check out our blog for the latest news about managing risk for jewelry and other valuables.

Sample Certificate

A sample Certificate of Insurance is available upon request.

ANSWERS TO YOUR QUESTIONS

How do I Prepare for the Unanticipated?

Insurance Agent or Insurance Broker?

Send questions and get answers from our experts

Contact Us. Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST