Your company’s vehicles are one of its most important assets. Your vehicles not only get your products and your employees where they need to go, but they also provide advertising and visibility for your company. Commercial auto insurance can help to protect your company’s vehicles and contents. Even though your employees may be some of the best drivers on the road, they can still be involved in an accident. The weather, road conditions and other drivers all put your company’s vehicles at risk. If one of your employees is involved in an accident and there is property damage, vehicle damage or bodily injury, your business could be in financial peril if you are not covered by adequate commercial auto insurance. Commercial auto insurance will help to keep you, your business and your employees protected from financial ruin. O’Kane and Tegay can help you to design a commercial auto insurance policy that will protect your business and your employees.
Commercial auto insurance is available for a wide variety of vehicles including: cars, pickups, SUV’s utility trucks, catering vehicles, dump trucks, box trucks, semi-tractor trailers, utility vehicles and any other vehicle used by your business. Commercial auto insurance can also protect the contents of your commercial vehicles. This insurance can cover tools, laptops, tablets, and any product that is in your company vehicle.
Since every business is different, the commercial auto insurance coverage you need may be different too. The following are several different options for coverage.
Bodily Injury liability coverage will provide coverage for any accidental bodily injury caused by you or your employee while driving a company vehicle. Your insurance agent can help you choose the commercial auto insurance coverage level that is right for your company.
Property damage coverage will cover your business for any accidental property damage caused by one of your company vehicles. This coverage will pay for another person’s damaged vehicle up to the policy limits.
Uninsured and underinsured motorist coverage will provide coverage if one of your company vehicles is involved in an accident with a person who has little or no auto insurance coverage.
Collision coverage will cover your company vehicles if they are involved in a collision with another vehicle.
Comprehensive insurance will cover damage from any cause other than a collision. This will protect you from damage to your vehicle from fire, theft, hail or damage to window or windshield glass.
Medical payment coverage will help to pay for medical costs incurred by the passengers and driver of a company vehicle if they are involved in an accident.
There are also many other optional coverage’s that can be added on to your commercial auto insurance policy. These include rental vehicle coverage, towing and coverage for any custom equipment in your company vehicles.
Protect your business and your company vehicles from any unexpected losses. O’Kane and Tegay understand the needs of local businesses and can design a commercial auto insurance policy that will protect your business from unexpected losses.
Their representatives can offer personalized assistance and will be there to provide long term support for your commercial auto insurance policy. They will find the best coverage for your business’s needs.