Commercial auto insurance is a critical safeguard for your business. If you, your business or an employee faces a lawsuit as the result of a serious accident, commercial auto insurance helps protect your business’s assets.
According to OSHA’s document “Guidelines for Employers to Reduce Motor Vehicle Crashes,” an on-the-job crash that results in employee injury costs an average of $74,000 to the employer, and a crash that involves a fatality can exceed $500,000. Luckily, small business insurance policies can help cover these costs.
Most states require a minimum amount of commercial auto insurance, and auto liability coverage helps cover the monetary responsibility if you or an employee are found at fault in a vehicular accident, and property or people are harmed. In addition, many states require uninsured and underinsured motorist insurance to protect your business when the driver at fault is not capable of paying the total damages. Comprehensive or collision insurance is often optional.
Your business needs commercial auto insurance if:
Commercial auto insurance comes in three basic types of coverage:
O’Kane and Tegay will help you customize your commercial auto insurance policy beyond these fundamental elements. We will assist you with choosing the right mix of options to protect your business including:
O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right insurance policies for your company. We connect you to an industry specialist, which means you’ll talk to someone who spends their whole day helping organizations like yours.
Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.
Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage for the work you do.
As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need commercial auto insurance, general liability insurance, property insurance or a business owner’s policy to comply with state laws, you can find it here.
We’ve already helped more than hundreds of organizations protect their community. Discover why they consistently rate us 4.9 out of 5 stars.
Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your business safe.
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