Contractor General Liability Insurance

General Liability Insurance for
California Contractors

What is Contractors General Liability Insurance?

Contractors General Liability Insurance protects you and your business from financial loss due to accidents that caused someone to be inured, or damages on your worksite or caused by your work. If an accident occurs and damage arises or if someone is injured, unless you have Contractors General Liability Insurance, you will have to pay for all charges to cover all the damages.

Who Needs Contractors General Liability Insurance?

Contracting and construction business owners rely on Contractors General Liability Insurance to protect themselves and their business from financial loss.

What Does a Contractors General Liability Insurance Policy Typically Cover?

Contractors General Liability Insurance covers five areas:

  • Bodily Injury: this area covers injury to a person at your business or on your worksite.
  • Property Damage: This covers the cost of repairs or replacement for damages to your client’s property caused by work.
  • Personal Injury: This will cover damages to a person or businesses reputation as a result of your work.
  • Advertising Injury: This covers damages caused to a person or business as a result of your advertising. This includes: advertising over the internet and social media platforms.
  • Medical Payments: This includes payment of medical expenses to a person injured on the construction site.

Our Process


Work with an Expert Who Knows Your Industry

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right Contractors General Liability Insurance policy for your contracting or construction business. We connect you to an industry specialist, which means you’ll talk to someone who spends their whole day helping organizations like yours.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.

Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage for the work you do.


Get Quotes from the Country’s
Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need Contractors General Liability Insurance, Builders Risk Insurance, Business Owners Insurance or Workers Compensation Insurance to comply with state laws, you can find it here.

We’ve already helped more than hundreds of organizations protect their community. Discover why they consistently rate us 4.9 out of 5 stars.


Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your business safe.

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST

Happy Customers

Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service.

Brian B.

A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help!

Doof R.

Grab-N-Go- Information

5 More Things General Contractor Insurance Can Protect You From
  • Associated costs with loss of property and theft
  • Lawsuits
  • Interrupted Business
  • On-site or neighboring site damage
  • Equipment and materials that are shipped or in-transit
Real Talk About Contractors General Liability Insurance

Check out our blog for the latest news about managing risk for contractor and construction companies.

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