Commercial Insurance for Apartment Building Owners

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST


Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service. —Brian B.
I have used O'Kane and Tegay since a client of mine introduced me to them in 2005 and they have gotten me the best prices on property insurance policies. I have used them for my properties and have reccomended them for clients as well. As a board member for the San Francisco Association of Realtors it was brought to my attention that they also do insurance for Association building. The staff is always friendly and helpful. Tom and Phil are real pros! —Kevin B.

What is Apartment Property Owners Insurance?

Whether you own a small building, a large complex or have many apartment properties, O’Kane and Tegay Insurance Brokers offer insurance policies to cover you if any crime, injuries or unexpected damage occur on your premises. Coverage can include:

  • Buildings and other structures
  • Exterior signs, fences, gardens and other outdoor property not attached to the building
  • Your improvements and enhancements to the premises
  • Furniture and supplies, whether owned or leased
  • Inventory, machinery, computers, phones, data processing equipment, furnaces and boilers
  • Valuable documents, paperwork and accounts receivable records
  • Leased or owned company vehicles, such as trucks, cars and construction equipment



Work with an Expert Who Knows Your Industry


Get Quotes from the Country’s Top-Rated Insurance Companies


Select Your Quote

Work with an Expert Who Knows Your Industry

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right policies for your apartment buildings. We connect you to an industry specialist, which means you’ll talk to someone who spends their whole day helping property owners like you.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.

Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage for the work you do.

Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need General Liability Insurance, Liquor Liability Insurance, or Workers’ Compensation Insurance to comply with state laws, you can find it here.

We’ve already helped more than hundreds of apartment building owners protect their community. Discover why they consistently rate us 4.9 out of 5 stars.

Select Your Quote

Our experts are here through every step of the process making sure you get the right coverage for the best price. We help keep your business safe.

Comprehensive General Liability Insurance

This type of general liability coverage protects you against legal liability. It comes into play in the event that someone sustains personal or bodily injury, property damage or advertising injury in a way that’s connected to your property or business.

Commercial Property Insurance

Commercial property coverage protects against the loss of your apartment as well as other structures like office space, garages, fences, common areas, swimming pools and other storage buildings.

Building Ordinance or Law Insurance

This type of coverage is a form of risk management that protects you from loss in value or construction costs due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings.

Loss of Income Insurance

This coverage protects you from loss of business income if you must suspend operations due to direct physical loss to your premises after one of the types of accidents covered by your policy.

Equipment Breakdown Insurance

This type of policy covers loss and damage of income occured by a breakdown of covered equipment, like steam boilers and other mechanical systems.

Data Compromise and Identity Restoration Insurance

These coverages will work to protect you and get you back on track if you, as business owner, become the victim of identity theft, or if your business suffers a data breach.


Top 5 Risks

  • Injuries
  • Excess liability protection
  • Equipment breakdown
  • Broiler / machinery damage
  • Any kind of crime that happens in the premises

Real Talk About Apartment Properties

Check out our blog for the latest news about managing risk for properties.

Sample Certificates of Insurance

Sample Certificates of Insurance are available upon request.


Pool Safety for Apartment Buildings

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Contact Us. Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST