California Restaurant Insurance

Restaurant Insurance for Food
Service Businesses


We work with all types of food service businesses including:

  • Fine Dining
  • Cafés
  • Delicatessens
  • Diners
  • Concessionaire
  • Buffets
  • Fast food
  • Coffee shops
  • Home style
  • Drive-ins
  • Causal Dining
  • Food trucks

Our Process


Work with an Expert Who Knows Your Industry

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right policy for your restaurant, food service business or bar. We connect you to an industry specialist, which means you’ll talk to someone who spends their whole day helping restaurants like yours.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.

Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage for the work you do.


Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need General Liability Insurance, Liquor Liability Insurance, or Workers’ Compensation Insurance to comply with state laws, you can find it here.

We’ve already helped more than hundreds of Restaurants, Foodservice companies and bars–protect their community. Discover why they consistently rate us 4.9 out of 5 stars.


Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your business safe.

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST

Happy Customers

Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service.

Brian B.

A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help!

Doof R.

Grab-N-Go Information

Top 5 Risks
  • Liquor liability
  • Food spoilage
  • Fire damage
  • Broken equipment
  • Slips and falls
Real Talk About Restaurants

Check out our blog for the latest news about managing risk for restaurants.

Read Blog

Sample Certificate

See a sample Certificate of Liability Insurance, the proof of coverage you need for most contracts.

Request Certificate

Answers To Your Questions

What does Business Liability cover?

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What is Liquor Liability and when do I need it?

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