California Renters Insurance

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST


Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service. —Brian B.
A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help! —Doof R.

What is Renter’s Insurance?

Renter’s Insurance is designed to help protect you and your belongings. Renter’s insurance typically protects you and your valuables from theft, damage, and other destruction.

In most cases, a property insurance coverage will not protect your personal property if it is stolen, damaged, or destroyed. O’Kane and Tegay can help you find convenient California renters insurance that meets your individual needs.

Who Needs Renter’s Insurance?

Generally, if you don’t own the place where you live, you need renters insurance. That includes people that live in rental houses, apartments, dorm rooms, and senior living complexes.

renters mailboxes

What does a Renter’s Insurance Policy Typically Cover?

There are many different types of renters policies, and each of them covers different things. However, renter’s insurance generally covers personal property, personal liability, medical payments, property damages to others, and additional living expenses.

The disasters that renter’s insurance typically covers are:

  • Fire or lightning
  • Windstorm or hail
  • Explosions
  • Smoke
  • Vandalism
  • Theft
  • Burglary
  • Falling objects
  • Weight of ice, snow, or sleet
  • Freezing
  • Volcanic eruption



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Work with a Renter's Insurance Expert

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right renter’s insurance policy for you. Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need, paired with service so friendly and helpful it feels like a throwback.

Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need renter’s insurance, personal umbrella insurance, auto insurance, collections and other valuables insurance, or personal watercraft insurance, you can find it here.

Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your valuables safe.


Collections and Other Valuables Insurance

This insurance plan provides additional coverage to your basic home coverage. Insurable products include wine, furs, silver, fine art, antiques, and other valuable items.

Personal Umbrella Insurance

Personal umbrella insurance is a personal liability insurance that offers additional coverage of which extends above and beyond your current auto and homeowner’s policies.

Vehicle Insurance

We’ll find you the right California car insurance plan that suits you and your family. You’ll have 24/7 access to your California car insurance policy. We find you the best coverage for your high value or standard vehicle, recreational vehicles, and motorcycles.

Homeowner’s Insurance

In the event of a disaster, typical policies cover the structure of your home, personal possessions, replacement costs, living expenses, and homeowner’s liability. We’ll locate the best coverage to safeguard your home, belongings, and valuables in the event of theft, a disaster, or an accident.


Top 5 Damaging Disasters

  • Fire or lightning
  • Earthquake
  • Falling Objects
  • Explosions
  • Theft

Real Talk About Renter's Insurance

Check out our blog for the latest news about managing risk for renters.

Sample Certificate

A sample Certificate of Insurance is available upon request.


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Contact Us. Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST