Insuring Your Sailboat, Speedboat & Personal Watercraft

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST


Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service. —Brian B.
A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help! —Doof R.

What is Boat Insurance?

If you enjoy boating, sailing, or fun with a personal watercraft (PWC), then you know the importance of boating safety. Financial safety for your watercraft is just as important. O’Kane & Tegay will help you find the boat insurance coverage most appropriate for your sailboat, speedboat, personal watercraft, yacht & mega-yacht.

We will search for boat insurance discounts while locating the boat or PWC policies and coverage that fulfills your individual needs.

Who Needs Boat Insurance?

Anyone that owns a sailboat, speedboat, personal watercraft, yacht or mega-yacht should highly consider getting a boat insurance policy to protect themselves as well as their financial assets.

Sailing yacht

What does a Boat Insurance Policy Typically Cover?

Boat insurance covers you in the event of a loss or damage to or on your boat. It protects you if you or another individual sustains damage to themselves on your boat. In addition, boat insurance coverage protects against legal liability due to an accident resulting from maintenance, ownership, or use of your boat, including property damage, bodily injury, and legal defense.

Boat insurance also provides payment for medical expenses up to a limit.

Stay protected from sinking, storms, fire, theft, stranding, capsizing, collision, or explosion.

Property Coverage includes anchors, equipment permanently attached to the boat, oars, extra fuel tanks, detachable canopies, tools, life preservers, dinghies, skis.

Additional boat insurance coverage:

  • Newly purchased watercraft
  • Reasonable repairs
  • Emergency service
  • Wreck removal



Work with an Expert


Get Quotes from the Country’s Top-Rated Insurance Companies


Select Your Quote

Work with an Expert

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right boat insurance policy for your watercraft. Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.

Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need boat insurance, vehicle insurance, motorcycle insurance, collections and other valuables insurance, or antique or classic car insurance to comply with state laws, you can find it here.

Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep you safe.


Automobile Insurance

We’ll find you the right California car insurance plan that suits you and your family. You’ll have 24/7 access to your California car insurance policy. We find you the best coverage for your high value or standard vehicle, recreational vehicles, and motorcycles.

Motorcycle Insurance

A motorcycle can be an exciting but risky addition to your life. The right motorcycle insurance policy will cover your distinct situation, including coverage for events and rallies if applicable, as well as any qualifying discounts.

Collections and Other Valuables Insurance

This insurance plan provides additional coverage to your basic home coverage. Insurable products include wine, furs, silver, fine art, antiques, and other valuable items.

Antique or Classic Car Insurance

Don’t depend on the standard California car insurance to cover the needs and exposure of your well-loved classic car. Let us find the right coverage for your antique, collector, or classic car.


Top 4 Costly Risks for Boat Owners

  • Collision
  • Weather Damage
  • Striking Underwater Objects
  • Rig/Mast Damage

Real Talk About Boat Insurance

Visit our blog for the latest news about managing risk for watercraft.

Sample Certificate

A sample Certificate of Insurance is available upon request.


How do I Prepare for the Unanticipated?

Insurance Agent or Insurance Broker?

Send questions and get answers from our experts

Contact Us. Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST