San Francisco Personal Car Insurance

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST


Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service. —Brian B.
A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help! —Doof R.

What is Personal Car Insurance?

No one wants to think that their car could be destroyed or even damaged in an accident, but it happens. San Francisco is the ninth most car-accident-prone city in the United States. It’s also ranked sixth among US cities for car theft.

Working against these odds, you need the right auto insurance policy to protect your assets day and night.

Car insurance isn’t just the law. It’s vital to protect you, your vehicle, your license, those riding with you, and your financial assets.

If you’re found at fault in an accident and your underinsured or uninsured, all of your assets – your home, savings, investments, and future earnings – could be at risk. Having the right car insurance eliminates that risk.

Who Needs Personal Car Insurance?

In most states, including California, car insurance is legally required. At a minimum, drivers must have liability coverage with state-mandated bodily injury and property damage limits.

Accident damage to the rear of a car

What does a Personal Car Insurance Policy Typically Cover?

Car insurance protects you and your assets, day and night. It also covers medical and legal costs in case an accident leaves you dealing with loss of life, injury, or property damage.

Whether you have a high-value or standard vehicle, we offer a wide range of coverage options from respected carriers.

Options include:

  • Comprehensive and Collision
  • Bodily Injury
  • Property Damage Liability
  • Car Rental Reimbursement
  • Roadside Assistance
  • And more
roadside assistance - tow truck



Work with an Insurance Expert


Get Quotes from the Country’s Top-Rated Insurance Companies


Select Your Quote

Work with an Expert

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right personal car insurance policy for you and your car. Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need, paired with service so friendly and helpful it feels like a throwback.

Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need car insurance, homeowner’s insurance, collections and other valuables insurance, personal watercraft insurance, or aviation insurance, you can find it here.

Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your valuables safe.


Homeowner’s Insurance

In the event of a disaster, typical policies cover the structure of your home, personal possessions, replacement costs, living expenses, and homeowner’s liability. We’ll locate the best coverage to safeguard your home, belongings, and valuables in the event of theft, a disaster, or an accident.

Personal Watercraft Insurance

If you enjoy boating, sailing or fun with a personal watercraft (PWC), then you know the importance of boating safety. Financial safety for your watercraft is just as important. We’ll find you the insurance policy that best suits your speedboat, sailboat, yacht or mega-yacht.

Aviation Insurance

High investment property such as aircraft need the proper coverage to ensure their protection in the event of theft, accident, damage or other losses. O’Kane & Tegay representatives can find the best possible aviation insurance coverage for your planes, jets, fractional corporate jets, helicopters and other aircraft.

Collections and Other Valuables Insurance

This insurance plan provides additional coverage to your basic home coverage. Insurable products include wine, furs, silver, fine art, antiques, and other valuable items.


Top 5 Dangers on the Road

  • Inexperienced drivers
  • Distracted drivers
  • Speeding
  • Drinking and driving
  • Driving at night

Real Talk About Vehicle Insurance

Check out our blog for the latest news about managing risk for vehicles.

Sample Certificate

A sample Certificate of Insurance is available upon request.


How do I Prepare for the Unanticipated?

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Contact Us. Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST