California Professional Liability Insurance

Liability Insurance Protecting Professional
Service Providers

What is Professional Liability Insurance?

Professional liability insurance protects you and your business from claims made by your customers or other parties who state that they have been harmed or lost money as a result of a negligent act, or error or emission by you or one of your company’s employees.

Who Needs Professional Liability Insurance?

The companies that benefit from Professional Liability Insurance are those that offer advice, or professional service that is subjective.

Companies that fall into this category include engineers, architects, attorneys, software developers, publishers, web designers, project managers, barbers, real estate brokers, book keepers, and more.

What does a Professional Liability Insurance Policy Typically Cover?

Generally, a Professional Liability Insurance Policy covers:

  • Negligence that a client claims your business may have committed through the service provided by you.
  • Defense expenses in lawsuits, even if your company is not at fault.
  • Previously performed services that you provided to a client within a specific period.

Our Process


Work with an Expert Who Knows Your Industry

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right business interruption insurance policy for your business. We connect you to an industry specialist, which means you’ll talk to someone who spends their whole day helping organizations like yours.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.

Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage for the work you do.


Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need business interruption insurance, business umbrella insurance, builder’s risk insurance, business owner’s insurance, or errors and omissions (E&O) insurance to comply with state laws, you can find it here.

We’ve already helped hundreds of organizations protect their community. Discover why they consistently rate us 4.9 out of 5 stars.


Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your business safe.

Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST

Happy Customers

Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service.

Brian B.

A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help!

Doof R.

Grab-N-Go Information

Top 5 Reasons Business is Interrupted
  • Accounting professionals
  • Engineers
  • Attorneys
  • Construction Managers
  • Designers
Real Talk About Business Interruption Insurance

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Sample Certificate

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