Common Area Package Insurance

Very important type of community association insurance, which combines the following individual types of coverage into one comprehensive policy to save the association money. 

• Common Area Package Insurance Property Coveragefor the association’s owned properties such as clubhouses, cabanas, pools, sports courts and other outdoor items
• Commercial General Liability Insurance
• Crime Coverage to protect the association’s money against employee dishonesty, forgery & alteration, computer and funds transfer fraud. Non-compensated directors and officers, property managers and temporary and leased employees are all defined as “employees.”
• Commercial Auto Coverage including Hired & Non-owned Automobile Liability

Directors & Officers Liability

Insurance This is one of the most important policies you can purchase for your association. This policy provides valuable coverage for past and present board members and board approved committees from lawsuits that stem from the difficult decisions they make while serving on the board of directors and committees. Our D & O policies cover monetary and non-monetary claims at first dollar defense. Additional policy coverage includes protection for management companies, cyber liability coverage, and defense outside the limit of liability. Shouldn’t your board members and board designated committee members who volunteer their time to serve their community have the best possible protection?