Surety Bond

Surety – Everyone Needs It But No One Knows Why

The majority of people looking into surety bonds have actually never heard of them until they’re told they need them. Simply put, bonds are used within business to give your customers security that you’ll follow through on any promises and meet your obligations. If you’ve been...
Restaurant Insurance

Insurance Risks to Consider When Starting a Restaurant

It’s a fact — all businesses require a degree of insurance to protect them from the unexpected. Restaurants, however, stand leagues above the norm, as their day-to-day operations open them up to a whole world of liability. Although you can take action to reduce the chance of some...

Resources and Contacts for Fire Victims

Sonoma County Fire Claims Contact Information The O’Kane and Tegay family would like to take this time to reach out to everyone affected by the Napa and Sonoma County fires with our support and heartfelt hope and prayers during this horrific time.  These fires have affected us...

How Fire Sprinklers Can Cool-Off Your mixed-use building Insurance and HOA Costs

How Fire Sprinklers Can Cool-off Your Apartment Building Insurance Costs Nobody likes having to pay for insurance. As a Property Manager, it’s doubtful that you feel differently. Sure, insurance will have your back in the event of an emergency, but when you don’t need it, you...

Insurance Broker vs. Insurance Agent – Why You Should Choose The Former

Why You Should Choose an Insurance Broker Over an Insurance Agent If you don’t live a life ingrained in the insurance market, it’s understandable that you might occasionally get lost in the terminology. One of these instances is making the distinction between insurance brokers...

Should Security Companies for Homeowners Associations Be Armed or Not?

Many variables come into play when choosing your security solution. Apart from cost, factors such as the location of the firm, references, or minimal contracting period can all influence your decision. If you want your HOA to have the most insurance options, it is best to...
Driving-down Mixed Use Building and HOA Insurance Costs

Drive Down HOA & Mixed Use Building Insurance Costs with These 3 Tips

Insurance – almost everyone needs it, but nobody likes paying for it. Unsurprisingly, this is no different for Property Managers. If you’ve got some HOA’s and Mixed Use Buildings under your wing, you’re already aware of the subjective underwriting – and respective premiums – that...

Pool Safety for Apartment Buildings and Home Owners Associations

With pool season just around the corner, property managers and Home Owner Associations (HOA) have to assess pool safety and create a strategy for managing risks. The lives of residents and children are at stake. While pools are intended to be oases of relaxation and fun, if they...
HOA Liquor Liability Get Covered

Liquor Liability Coverage is not just for restaurants and bars; it’s also for HOAs

Liquor Liability Coverage is not just for restaurants and bars:  events in private homes or members of an HOA (Homeowners Association) as well as the Homeowners Association itself can also apply to get their events covered for parties hosted in the HOA’s common area.  With...
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