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HAPPY CUSTOMERS

Thanks O’Kane & Tegay! I’ve been a happy customer for a few years and have always appreciated the good rates. I’m also very impressed with their friendly, quick and efficient customer service. I highly recommend you call or visit these guys if you need a new insurance policy or want a better rate and/or better service. —Brian B.
A friend of mine refered me to these guys for an event I was planning here in San Diego. Yes they are in San Francisco and I am in San Diego. I can not begin to tell you how easy this was. I dont understand insurance and I dont want to understand insurance. They helped me feel at ease from start to finish. Fast easy affordable. I never thought that existed when dealing with insurance before now. Great job and thanks for the help! —Doof R.

What is Cyber Liability Insurance?

Nearly every kind of business now stores sensitive customer data, such as their credit card numbers. This has left businesses extremely vulnerable to data breaches.

In the event that your data is breached, Cyber Liability Insurance covers your legal fees, settlements, and related legal expenses. It also helps cover the cost of providing your customers with credit monitoring services, and helps with the expenses of a new marketing campaign to renew confidence in your brand.

Who Needs Cyber Liability Insurance?

Any company that hosts a website that interacts with the public at large is at risk of a breach, and therefore, could greatly benefit from having cyber liability insurance. This includes commercial businesses and website publishers.

If you conduct even a portion of your business online, you should consider having a cyber liability insurance policy.

What does a Cyber Liability Policy Typically Cover?

Cyber liability insurance covers everything from the cost of lost sales due the breach, along with the cost to notify your customers of the breach. This is especially important for small businesses that have one channel of customers. Certain breaches have the ability to permanently crash businesses like these if they do not have cyber liability insurance. With cyber liability insurance, you’ll have cash to keep your business going.

Computer hacker typing code on laptop keyboard

PROCESS

1

Work with an Expert Who Knows Your Industry

2

Get Quotes from the Country’s Top-Rated Insurance Companies

3

Select Your Quote

Work with an Expert Who Knows Your Industry

O’Kane & Tegay Insurance Brokers takes the guesswork out of choosing the right cyber liability insurance policy for your business. We connect you to an industry specialist, which means you’ll talk to someone who spends their whole day helping organizations like yours.

Need to update your policy? No problem. Reach out to your agent at any time and enjoy the quick response you need as a 21st-century business owner, paired with service so friendly and helpful it feels like a throwback.

Our team stays up to date on the latest insurance laws and coverage changes, so you can rest easy knowing you’ll get the right coverage for the work you do.

Get Quotes from the Country’s Top-Rated Insurance Companies

As an insurance broker, O’Kane & Tegay’s role is to give you access to policies from the best insurance companies in the country. Whether you need cyber liability insurance, commercial crime insurance, employment practices liability insurance, business umbrella insurance, or errors and omissions (E&O) insurance to comply with state laws, you can find it here.

We’ve already helped more than hundreds of organizations protect their community. Discover why they consistently rate us 4.9 out of 5 stars.

Select Your Quote

Have questions about the pros and cons of your quotes, our experts are here through every step of the process. Making sure you get the right coverage for the best price. We help keep your business safe.

TYPES OF INSURANCE YOU MAY NEED

Business Umbrella Insurance

Business umbrella liability insurance provides added coverage, above and beyond other forms of business liability coverage. It can help cover the expense of a lawsuit with costly legal fees and settlements—vital in a state that has no cap on lawsuit settlement payouts.

Employment Practices Liability (EPLI)

A form of liability insurance that covers you if your employee or former employee files a claim such as alleged discrimination, wrongful termination, gender bias, or sexual harassment.

Commercial Crime Insurance

Commercial Crime Insurance is a type of business insurance that protects business owners from employee or third-party theft, dishonesty, robbery, burglary, forgery, and computer fraud.

Errors and Omissions Insurance (E&O)

A form of liability protection that goes beyond the coverage offered by business liability insurance. E&O coverage can protect your business in the event that a client sues you for professional negligence.

GRAB-N-GO INFORMATION

Top 5 Data Breach Vulnerabilities for Businesses

  • Your Employees
  • Unsecure Mobile Devices
  • Cloud Storage Applications
  • Third-Party Service Providers
  • Malicious Attacks

Real Talk About Cyber Liability Insurance

Check out our blog for the latest news about managing risks.

Sample Certificate

A sample Certificate of Cyber Liability Insurance is available upon request.

ANSWERS TO YOUR QUESTIONS

What is Liquor Liability and when do I need it?

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Contact Us. Call 415-242-8777 Monday – Friday: 8 AM – 5:30 PM PST